5 Examples of Insurance Fraud

If you are filing an insurance claim on your homeowner’s policy, you want to make sure you get the payout that you are entitled to. Taking the time to ensure your claim is filed properly and completely right from the start will help avoid delays and get your claim properly settled. Unfortunately, many people are tempted to try to increase their claim through insurance fraud. While it may seem like an easy way to get Read More

5 Tips for Negotiating with an Insurance Adjuster

If your property has been damaged and you file a claim, you may think like most people that one of two outcomes are possible. First, the insurance company will offer you a reasonable amount for your claim and you accept it. Or the second option, which is you will have to sue the insurance company in order to get what you are entitled to. The reality is, however, that in most cases you will actually have to negotiate Read More

Insurance Law 101: Loss of Use Explained

When it comes to property law, loss of use can be applied to any type of property and can occur in many different situations. Any time property becomes unusable, or even partially unusable, the owners can claim loss of use damages. This type of claim is possible when the property becomes unusable not because of direct damage, but for other reasons, examples of which will be given below. In most cases, this will mean Read More

It’s the Start of Hurricane Season, Part 2: How to Reinforce Your Insurance Policy

Last month we offered some strategies to reinforce your home to protect it from the heavy rain, strong winds, and other threats caused by hurricanes. While those steps can do a lot to strengthen your home and minimize the risk, the reality is there is nothing that can eliminate the risk of damage from a strong hurricane. This is why it is important to ensure your insurance policy is up to date and will provide the Read More

It’s the Start of Hurricane Season, Part 1: How to Reinforce Your Home

As we move into hurricane season, many people want to make sure they are as prepared as possible for whatever comes their way. While virtually no home can withstand a direct hit from a powerful hurricane, a reinforced home can stand up to most anything else. The following are some practical things that you can get done right away to ensure your home is as strong and secure as possible for this (and all future) Read More

4 Things You Need to Know About Commercial Property Insurance

One of the most important things you can do as a business owner is plan for the future. There are many ways this can be done, one of which is securing the necessary insurance policies to get the protection you need should something unpredictable occur. When choosing commercial property insurance, make sure you know what it is, and what you need, before signing any new paperwork. What will be Covered Under Read More

What You Should Do if an Insurance Adjuster Comes to Visit

If your property has been damaged due to a storm, fire, vandalism, or other factors, you will need to file a claim with your insurance company. Depending on a number of factors, including the severity of the damage, the insurance company may decide to send out an insurance adjuster to investigate your claim. This is a standard process, but it is important to know what to expect and what you should do to prepare for Read More

Where to Start with Property Damage Insurance Claims

When your home has been damaged or destroyed due to weather, a fire, or some other issue, it is important to make sure you are handling your insurance claim properly. Any mistakes in the early phases of filing a claim can result in serious delays, or even denials, which can cost you a lot of money. The following are some important steps to take to ensure things are able to proceed properly as quickly as Read More

5 Steps to Properly File an Insurance Claim

If your home or business has been damaged due to fire, weather, vandalism, or any other issue, you will likely need to file a claim with your insurance company. While most people are used to paying premiums for their home and business insurance, filing claims is something that doesn’t happen too often. Learning how to handle it properly is critical to ensuring it gets handled quickly, approved properly, and that you Read More

4 Things to Expect at an Examination Under Oath

If you are filing a significant claim with your insurance company, you can expect that there will be some level of investigation involved on their part. Even if they don’t suspect fraud, they will often try to reduce or eliminate a claim on a technicality or by simply frustrating the client into giving up. One of the most common ways that this is done is through a process known as an examination under oath, or Read More