Where to Start with Property Damage Insurance Claims

When your home has been damaged or destroyed due to weather, a fire, or some other issue, it is important to make sure you are handling your insurance claim properly. Any mistakes in the early phases of filing a claim can result in serious delays, or even denials, which can cost you a lot of money. The following are some important steps to take to ensure things are able to proceed properly as quickly as possible.

Don’t Sign Anything

Insurance companies benefit greatly if they can settle a large claim quickly. If they are making an offer right away, you can count on the fact that it is an offer that they believe will benefit themselves financially. They may even pressure you into accepting it right away or risk it being taken off the table. Never give in to these high-pressure tactics. You are legally permitted to take the time necessary to ensure everything is being handled properly and to get the help you need from a professional.

This is a Negotiation

One of the most important things you need to do is set aside the popular misconception that a large insurance claim is simply a matter of filing the claim, and then waiting for the insurance company to take care of things. The reality is, an insurance company is going to do everything they can to minimize the amount they pay out. It is your job (or the job of your attorney) to negotiate with the insurance company and push for every dime you are entitled to.

Seek an Experienced Attorney

There are many laws and regulations in place regarding what an insurance company must pay for and how quickly it must be done. Having an attorney representing your interests will not only help make things easier for you, it will also show the insurance company that they can’t just push you around. This can help to speed things up and get you the results you need. Contact Barnard Law Offices to discuss your situation, and get the help you need.

Read Your Policy

Taking the time to actually read your policy will also help to provide you with guidance on how to proceed. Many people don’t realize how much is covered under a normal home or business policy, which may result in them leaving something off of a claim. While an insurance policy isn’t going to be a very exciting read, it will help ensure you get everything you are entitled to.

Take Pictures

When filing a large claim with an insurance company, they will send someone out to inspect the damage before approving anything. There are times when these insurance adjusters are very busy so it could take several days, or even longer, to complete the task. To help ensure all the evidence is present, take pictures of all the damage as soon as it is safely possible.

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Barnard Law Offices

The Barnard Law Offices, L.P. has been protecting the rights of Floridians for four generations. Together our attorneys bring years of insurance claim advocacy and trial experience to the table. We don’t believe in half-hearted measures when it comes to proving your claim: after inspecting the damage to your property, our office will engage or connect you with high-quality third-party professionals to assist you with your claim and assess your property damage. Our talented team is dedicated to serving each client’s needs with a passion and commitment that makes us stand out among our peers.

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